Financial Coach vs. Financial Advisor: Which Do You Need?
Financial coach vs financial advisor — learn the real difference, what each costs, and how to choose the right kind of help for your money.
How to Stop Living Paycheck to Paycheck on a High Income
Earning a good salary but still living paycheck to paycheck? Here’s why it happens, where your money goes, and how to finally break the cycle.
The Real Cost of Living in Colorado (And Whether It’s Worth It)
Posted in Money Mindset Blog “We moved to Colorado for the lifestyle, but between rent and everything else, we can barely afford to enjoy it.” This reality check came from …
When Frugal Goes Too Far: Signs You’re Undersaving Your Life
Posted in Money Mindset Blog “I have two hundred thousand in savings, but I spent thirty minutes yesterday debating whether to buy the name-brand cereal that was fifty cents more.” …
Why You Self-Sabotage When You Start Making Good Money (And How to Stop)
Posted in Money Mindset Blog “I finally got the promotion I wanted, doubled my salary, and somehow I’m in worse financial shape than before.” This confession came from a client …
Why You Feel Broke Making $120K: The Complete High Earner’s Money Guide
Posted in Money Mindset Blog “I make $120K a year, so why do I feel broke?” I hear this question at least once a week from clients here in Castle …
The 30-Year-Old’s Guide to Catching Up on Retirement Savings
Posted in Money Mindset Blog “I’m 30 and I have $12,000 in my 401k. Am I screwed?” This question landed in my inbox last Tuesday, and I could feel the …
What to Do When You Suddenly Have More Money Than You Know How to Handle
Posted in Money Mindset Blog Last week, I had a client tell me something that stopped me in my tracks: “MJ, I finally hit my income goal, but I’m more …
How to Stop Feeling Guilty About Spending Money You Can Afford
Posted in Money Mindset Blog “I have the money, but I still feel terrible about buying it.” This text came from a client last week about a weekend trip to …
What Should a 22-Year-Old Do With $70,000 in Savings? Here’s My Honest Answer
View this post on Instagram A post shared by MJ Kawamoto | Financial Clarity Coach (@holisticwealthcoaching) A 22-year-old recently asked this exact question on Reddit, and my response surprised a …