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Meet MJ
My 1-on-1 wealth coaching program is for you!
Ready to take control of your money, kiss financial stress goodbye, and
design and live your WEALTHY LIFE?
1-On-1 WEALTH COACHING with MJ
commit to growth. get results. live your wealthy life.
- Stressed and overwhelmed trying to optimally manage where your money is going?
- Worried about how you would handle a financial shock (an emergency hospital bill, the loss of income, etc.)?
- Uncertain if your money choices are actually moving you closer towards your goals?
- Frustrated that no matter how much information you try to absorb - from online articles, social media, or your "works in finance" friend Chad - you still don't actually implement any meaningful changes?
- Dissatisfied with where you’re currently at, knowing that a better life awaits if you could just tweak some of your financial decisions?
ARE YOU sick and tired of feeling...
You’re not alone. Unfortunately, financial stress has become all too common - and it affects people at every income level. The truth is, most of the personal finance advice that we’re being bombarded with is either too general, completely unrealistic, inapplicable, or just flat out wrong. This “advice”, even if given with the best intentions, really only adds confusion, fear, and stress to our lives.
Picture yourself a few months from now and imagine living your dream wealthy life. You are...
- Paying all your bills on time, saving for your next vacation, and investing for your future
- Consciously spending your money, guilt-free, on the things and experiences that you love
- Attacking your goals with a clear game plan. No more second guessing your financial decisions
- Feeling confident and in control because everything is automated using a simple, efficient system
- Experiencing more joy and fulfillment, without constantly stressing about money
What if your relationship with money was different?
- Increasing your credit score... and why this is so important
- Optimizing your credit cards and bank accounts
- Developing a strategy to pay off any outstanding debt
- Building a proper-sized emergency fund
- Designing a conscious spending plan
- Saving for upcoming goals
- Investing and the power of compound interest
- Planning for (early???) retirement
- Automating EVERYTHING
Money concepts THAT WE'll COVER:
Investing in yourself and hiring a trusted coach could be one of the best decisions you make. As someone who has worked with coaches my whole life as an athlete, I understand the immense value of having someone by your side that wants to see you succeed. Working with me, everything is centered around you and your success.
Using my proven system, the Holistic Wealth Process, we will work collaboratively to design a plan to advance you from where you are now (whatever that stage may be), to where you want to be (your wealthy life).
Most importantly, you will actively develop your mindset on wealth, so that money adds joy to your life, rather than adding stress. Unlike most personal finance programs that would never even consider you enjoying your money or life, the Holistic Wealth Process prioritizes you LIVING your wealthy life.
WITH THE RIGHT HELP, ANYONE CAN MASTER THEIR FINANCES
At the end of your Discovery Session, you'll have your plan to follow. However, you may soon realize that although your plan is simple, implementing it won't necessarily be easy. You'll know what needs to be done, but you may still lack the skills to execute everything with ease and confidence.
This is where having a trusted coach by your side is invaluable. Meeting regularly, we will thoroughly work through all 7 stages of the Holistic Wealth Process, strengthen your wealth mindset, and synchronize your money decisions with your dream wealthy life.
As your personal wealth coach, I will:
This is where having a trusted coach by your side is invaluable. Meeting regularly, we will thoroughly work through all 7 stages of the Holistic Wealth Process, strengthen your wealth mindset, and synchronize your money decisions with your dream wealthy life.
As your personal wealth coach, I will:
- Teach you the financial terms and concepts that you need to know
- Help you implement your automated cash flow system
- Review your progress and adjust your plan or approach as needed
- Address any new obstacles or setbacks that arise
- Answer all the questions that come up during this life-changing process
- Keep you focused and accountable
- Provide support, inspiration, and celebration throughout your journey!
ONGOING COACHING PROGRAM
Step 3:
Your initial consultation, the Discovery Session, is where we will lay the foundation for your wealthy life. On average, this will take between 90-120 minutes. If needed, we will schedule an additional session (at no extra cost) to complete it thoroughly.
Together, we will go through an abbreviated version of my Holistic Wealth Process. First, we will evaluate your goals, values, and wealth mindset. Next, we will complete a comprehensive assessment of your current financial picture. Finally, I'll answer all your questions and give you a tailored, crystal clear strategy on how to overcome your issues and achieve your goals.
You'll walk away with:
If you are highly motivated and can follow through on your own, the Discovery Session alone could provide all the tools you need to design and live your wealthy life.
Together, we will go through an abbreviated version of my Holistic Wealth Process. First, we will evaluate your goals, values, and wealth mindset. Next, we will complete a comprehensive assessment of your current financial picture. Finally, I'll answer all your questions and give you a tailored, crystal clear strategy on how to overcome your issues and achieve your goals.
You'll walk away with:
- Your personalized Holistic Wealth Financial Action Plan
- 20+ exercises to help you develop and grow your wealth mindset
- My "Expense Tracker" and "Automated Money Allocation" workbooks (plus any other relevant workbooks)
If you are highly motivated and can follow through on your own, the Discovery Session alone could provide all the tools you need to design and live your wealthy life.
DISCOVERY SESSION
Step 2:
Schedule Now!
Your complimentary Clarity Q&A Session will allow you to tell me about your current situation, your issues & goals, and what you are hoping to achieve through coaching.
In this brief 20-30 minute session, I will also review the details and answer any of your questions about:
If both of us feel like we would be a good fit working together, you will be invited to schedule your Discovery Session at your discretion.
In this brief 20-30 minute session, I will also review the details and answer any of your questions about:
- The initial consultation (the Discovery Session)
- The 1-on-1 ongoing coaching program experience
- The commitment level needed for success, and the expectations you'll be held to in 1-on-1 coaching
- My methodologies, processes, and philosophy regarding money, finances, and wealth
If both of us feel like we would be a good fit working together, you will be invited to schedule your Discovery Session at your discretion.
free CLARITY Q&A SESSION
Step 1:
here are the details: your roadmap to a wealthy life
7
EVALUATE
6
LIVE
5
IMPLEMENT
4
DESIGN
3
ASSESS
2
DREAM
1
REFLECT
WEALTH MINDSET
REFLECT: What experiences bring you fulfillment and joy? What do you value? What are your beliefs around money?
DREAM: What are your goals? What do you want your life to look like? Dream big!
ASSESS: Where do things stand right at this moment?
DESIGN: Create your Holistic Wealth Plan - a conscious money allocation plan that integrates your values and goals.
IMPLEMENT: Bring your Holistic Wealth Plan into life through an automated system.
LIVE: Enjoy your wealthy life.
EVALUATE: As you and your life evolve, repeat the Holistic Wealth Process and update it as needed.
the holistic wealth process
- Motivated and focused, because you have a clear, mouthwatering vision of your wealthy life
- Confident in your financial decisions, because you know that they are aligned with your wealthy life
- Spending more money on the things that bring you joy and fulfillment, without feeling guilty or stressed
- Adjusting your Holistic Wealth Plan when needed as your life changes
- LIVING YOUR WEALTHY LIFE!
After successfully completing your 1-on-1 coaching program, you'll be:
where could you be in 3 months?
Frequently Asked Questions:
Absolutely not! I know that I won’t be the right fit for everyone, and I believe that every successful coaching program is built upon a solid, trusting relationship. After your Clarity Q&A Session, there’s no obligation to move forward with me into the Discovery Session. Likewise, after completing your Discovery Session, there’s no obligation to sign up for an ongoing coaching program. My number one objective is to recommend a plan and path forward that best serves you.
Because improving your wealth mindset and designing your wealthy life is relevant regardless of your income or your net worth, I believe I can provide value to the majority of people. There are certainly situations where I may refer you to another resource (e.g., a CPA, an attorney, a career coach, a financial advisor, another financial coach) if I don't feel like I can provide the value you need.
My biggest criteria in choosing who to work with is determining if you are truly ready to make changes in your life. If you aren't willing to put in the effort required, then the last thing I want is to waste your money and time.
Most sessions will be held virtually via Google Meet, FaceTime, or by phone. On a case-by-case basis, I may accommodate in-person coaching. If you desire in-person coaching, please bring this up during your Clarity Q&A Session.
You must have a valid email address (Gmail address preferred), access to a computer or tablet, and a good internet connection. Aside from that, we will determine whether we are a good fit to work together during your Clarity Q&A Session.
It depends. For couples who combine finances, or would like to combine finances, I generally will treat you as a single “financial household”, and therefore a single client. Merging finances and talking about money with a new partner or spouse can be challenging, and working with an unbiased coach can definitely help things go smoother. However, if you and your partner keep separate finances and intend to stay like that, I generally will consider each of you as separate clients who would have their own sessions and pay separately. I would be more than happy to discuss your specific situation with you during your Clarity Q&A Session.
I understand that it may seem counterintuitive to spend money when you seemingly don’t have the money to spend. But in the long run, think of the dollar and emotional cost of NOT getting your finances under control. Deciding to work with me is choosing to invest in yourself and your future, so that you can live the wealthy life you crave. The benefits you'll gain from working with me could serve you for the rest of your life.
At the end of your Discovery Session, if you are interested in continued coaching, I will go over the options and my recommendation for an ongoing program that I feel would best fit your situation. On average, a program will last around 3 months, but could be a bit shorter or longer depending on you and your circumstances.
I can only guarantee that you will receive my 100% full and honest commitment in helping you succeed and achieve your wealthy life. Ultimately, YOU are responsible for your decisions, actions, and how much progress you make. Your success will largely depend on how committed and coachable you are.
There are different types of financial coaches, and different types of financial advisors, making this a difficult question to answer briefly. But if I had to highlight the key differences in just a couple of sentences:
- A financial advisor places more emphasis on long-term financial planning and investments. They generally manage your investment portfolio for a fee (typically between 1-2% per year of your assets under their management).
- A financial coach works more frequently and intensely with you around your short-term financial goals and issues. They often work with you on your relationship and mindset around money, and equip you with the skills to manage your finances on your own.
No. Although I do hold my Series 65 license as a registered investment adviser representative, and previously worked as a licensed, fee-only, fiduciary financial advisor for multiple SEC Registered Investment Adviser Firms, Holistic Wealth LLC is NOT an SEC Registered Investment Adviser Firm. I may provide education about general investing concepts, but I do not give individual investment advice or recommendations, promote or sell any investment products, or manage any client investments. If this is what you are looking for, I suggest hiring a licensed financial advisor.
I believe these are separate services providing two distinctly different values, and some people may decide to hire both a financial coach and a financial advisor. After working with me, you will hopefully feel comfortable making your own investment decisions. But you may ultimately decide to delegate this to someone else. If you do decide to hire an advisor, my four pieces of advice are:
- Understand the cost (over your lifetime) of hiring an advisor - RUN THE NUMBERS!
- Make sure the advisor is a “fiduciary”. Avoid advisors who earn commissions from selling you products like insurance and annuities, or mutual funds.
- Advisors that charge by the hour, instead of AUM fees, are more cost efficient in most circumstances.
- Look for an advisor that includes investments, financial planning, and tax planning within their service package.
Live your wealthy life TODAY. Don’t indefinitely delay it for some future life in 25 years that may never come.
Automate and simplify your financial structure. Remove unnecessary complexities so you can focus on living.
Completely align your spending and money decisions with your wealthy life goals.
You define and design your own, unique version of a wealthy life.
A wealthy life is the ability - time, freedom, health, & money - to do the things you love.
My 5 Principles of Holistic Wealth
